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Medicare FAQs

What is Medicare?

Medicare is a federal health insurance program for Americans aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions.

What is the Annual Enrollment Period?

The Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. This is the time when you can switch between Medicare Advantage, Medigap, and Part D plans.

What is a MAPD Plan?

A Medicare Advantage Prescription Drug (MAPD) plan is a Medicare-approved private insurance alternative that includes Part A, Part B, and Part D prescription drug coverage.

What is Medigap?

Medicare Supplement (Medigap) policies help cover the out-of-pocket costs of Original Medicare, such as hospital stays, doctor visits, and prescription drugs, but they do not cover long-term care.

How do I check if my doctor is in-network?

Always verify your doctor's participation status with your specific Medicare Advantage or Medigap plan. You can also call Medicare directly at 1-800-MEDICARE to check provider networks.

What is Medicare Part D?

Medicare Part D is a prescription drug benefit that helps cover the cost of medications, including those for chronic conditions, and is available as a standalone plan or included in an MA plan.

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